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Wednesday, October 6, 2010

DAVE RAMSEY ANNOUNCES STOPS ON HIS FALL 2010

FOR IMMEDIATE RELEASE

August 31, 2010

DAVE RAMSEY ANNOUNCES STOPS ON HIS FALL 2010 TOTAL MONEY MAKEOVER LIVE! TOUR

NASHVILLE, Tenn. — Nationally syndicated radio talk show host and New York Times best-selling author, Dave Ramsey, is hitting the road again this fall in an effort to help people get control of their money. The Total Money Makeover LIVE! is all of Ramsey’s financial principles and philosophies packaged into one entertaining and action-packed event. Millions of people have dramatically changed their lives using Ramsey’s proven plan to financial fitness. Dave Ramsey’s Total Money Makeover LIVE! will be held in the following cities:

Phoenix — Thursday, September 23, 6p.m. at Dodge TheaterAtlanta — Saturday, October 2, 1p.m. at The Arena at GwinnettRaleigh — Saturday, October 16, 1p.m. at RBC CenterOrlando — Saturday, November 6, 1p.m. at UCF Arena

Discount tickets are available for a limited time. VIP seating and VIP Platinum packages are also available. To check current pricing or to register, visit www.daveramsey.com or call 1-888-227-3223.

A personal money management expert, Dave Ramsey is an extremely popular national radio personality and best-selling author of The Total Money Makeover, Financial Peace and More Than Enough. Ramsey knows first-hand what financial peace means in his own life – living a true rags-to-riches-to-rags-to-riches story. By age twenty-six he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right. Through his proven plan, Ramsey helps people eliminate debt and credit cards, learn to budget, avoid bankruptcy, build wealth and find financial peace. “The Dave Ramsey Show” is syndicated to more than 450 radio stations nationwide with 4.5 million weekly listeners.

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DAVE RAMSEY SIGNS CO-PUBLISHING AGREEMENT WITH SIMON & SCHUSTER’S HOWARD BOOKS

New York Times Bestselling Author Dave Ramsey Signs Co-Publishing Agreement with Simon & Schuster’s Howard Books

New York, NY—June 16, 2010—Howard Books, an imprint of Simon & Schuster, Inc., has signed a two-book world rights co-publishing agreement with New York Times bestselling author Dave Ramsey. The first book, based on Ramsey’s EntreLeadership® principles, will be published in fall 2011. Both books in the agreement will be published worldwide by Simon & Schuster and by Simon & Schuster Audio.

“We are thrilled to partner with Dave Ramsey for the publication of his much-anticipated next books,” said Carolyn Reidy, President and CEO of Simon & Schuster, Inc. “Financial Peace and The Total Money Makeover have become an invaluable resource to millions, and we look forward to working with Dave to grow the readership as he now extends his sage advice and strategies for success into the world of business.”

“Our first book with Dave will guide business leaders in understanding the successful intersection of entrepreneurship and leadership in all facets of business,” said Jonathan Merkh, Vice President and Publisher of Howard Books. “This book will quickly become a must-have for anyone who wants to reach for the next level of success in business.”

There are more than 6.8 million copies of Dave Ramsey’s books in print. He also hosts a nationally syndicated radio show that is heard on more than 450 stations by 4.5 million listeners weekly.

“After talking with many publishers, Howard Books and the Simon & Schuster team’s world renowned brand and marketing savvy made our decision to publish our next two books with them an easy one,” said Ramsey. “We are excited about these two new opportunities to serve our customers with life changing teaching and inspiration.”

The fall 2011 title will be the first major book from Ramsey since the release of The Total Money Makeover. Published in 2003, The Total Money Makeover has appeared on the New York Times best-seller list more than 140 weeks.

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Simon & Schuster, a part of CBS Corporation, is a global leader in the field of general interest publishing, dedicated to providing the best in fiction and nonfiction for consumers of all ages, across all printed, electronic, and audio formats. Its divisions include Simon & Schuster Adult Publishing, Simon & Schuster Children’s Publishing, Simon & Schuster Audio, Simon & Schuster Digital, and international companies in Australia, Canada, and the United Kingdom. For more information, visit our website at www.simonandschuster.com.

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DAVE RAMSEY MEETS FAN DEMAND WITH IPHONE APPLICATION

FOR IMMEDIATE RELEASE
July 14, 2010

DAVE RAMSEY MEETS FAN DEMAND WITH IPHONE APPLICATION

iPhone Users Can Now “Ask Dave” on the Spot

NASHVILLE, Tenn. –Dave Ramsey, America’s trusted voice on money and business, announces the Ask Dave Ramsey iPhone App, a free application available for download from the iTunes Store. The Ask Dave Ramsey iPhone App allows users to listen to more than two thousand calls from “The Dave Ramsey Show;” be encouraged by hearing families scream “We’re Debt Free!;” and search over 20 categories of topics related to life and money. People can read Dave’s answers or listen to the original radio show audio streamed via the iPhone’s Wi-Fi connection.

“Many of Dave’s 4.5 million listeners are iPhone users – including myself,” said Bill Hampton, EVP of “The Dave Ramsey Show.” “They’ve been asking for an app that lets them access Dave’s advice by topic, and we delivered just such a tool.”

For more information about the app, please visit http://www.daveramsey.com/tools/iphone-apps/

To download, please visit http://itunes.apple.com/us/app/ask-dave-ramsey/id380709887?mt=8.

About Dave Ramsey

The author of three New York Times best-sellers, Ramsey offers his life-changing financial advice as host of a nationally syndicated radio program, “The Dave Ramsey Show,” which is heard on more than 450 radio stations throughout the United States.

Ramsey rebuilt his financial life after losing a $4 million real estate portfolio. He now helps ordinary people understand the forces behind their financial distress and how to set things right. By following his proven plan, everyday people eliminate debt and credit cards, learn to budget, avoid bankruptcy, build wealth and find financial peace.

More than 1 million families have attended Ramsey’s Financial Peace University with the typical family saving $2,700 and paying off $5,300 of debt. More than 700,000 people have attended a Dave Ramsey LIVE event. His syndicated column, “Dave Says” is available to nearly 14 million readers monthly.

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Dave Says - August 10, 2010

Dear Dave,
What’s the best way to respond to a sibling who continually makes poor choices with money and often asks to borrow money? I don’t want to be heartless, but they’re out of control asking for money anytime they want. I’m currently on Baby Step 2 of your plan, and I’m six months away from being debt-free. Do you have any suggestions?
Jen

Dear Jen,
I think you should just tell them the truth. You’re trying to get out of debt, so you don’t have extra money sitting around. Let this sibling know that you’re working hard to change the way you handle your money. Let them know, too, that part of that is you’ve decided debt is dumb, so you don’t borrow or loan money anymore.

Make sure you do this with a kind spirit, Jen. You could even let them know you might consider giving them some money as a gift if you had any extra lying around and you knew they were in control financially. But you’re not really helping someone who’s incompetent with money when you give them cash or even loan them money.

You’ve got to look at the big picture in situations like this. You’re not helping someone if you participate in their misbehavior with them. Sometimes you have to love somebody enough to tell them the truth, and that can mean saying no and telling them to straighten up!
—Dave

Dear Dave,
I want to keep one of our credit cards open and use the bill-pay option for utilities and other monthly bills. I want to do this so we can continue earning rewards points, and the way I look at it, we’d just be re-routing the money and paying it off every month. My husband doesn’t like this idea and thinks we should get rid of them all. Am I just asking for trouble by wanting to keep the rewards card open?
Cheryl

Dear Cheryl,
Yes, you are. Life never works out exactly the way you think it will. You can make all the well-reasoned and best-intentioned plans you want, but sooner or later that snake is going to bite you.

The only thing I’d consider in a situation like this is a debit card that has a rewards system attached. Lots of debit card programs offer the same kinds of rewards programs offered by credit card companies, with one big exception—you don’t have to go into debt!

You need to stop chasing these stupid brownie points. According to Consumer Reports, 78 percent of credit card airline miles are never redeemed. Studies also show that people spend more when using credit cards as opposed to cash. That extra money you spent is money you could have been saving. So, where’s the reward? It’s a myth. It’s like trying to catch a unicorn.

Cut up the card and close the account, Cheryl. You don’t build wealth by using credit cards!
—Dave

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Tuesday, October 5, 2010

Single Dad Now Debt Free!

by Bruce G.
Southaven, MS

Dave, I did it! As a single father of 2 wonderful boys (ages 5 & 7), I thought it would be impossible, but 24 months later... I'M DEBT FREE! I've paid off about $46,000 in debt, paid cash for repairs to my home that cost over $13,000 and have been through three Christmases without charging one cent. All of this was done by living on a shoestring budget, eliminating all "wants" and not selling anything.

I've been so enthused by your principles that I've taught FPU at our church, encouraged several co-workers to live debt-free lives and have my boys on commission. I've also given away several copies of your Total Money Makeover book. None of this would have been possible without your instruction, guidance and inspiration.

I'm now working on Baby Step 3, and within a year I should be on to steps 4-6. At my current pace I should have my house paid for within eight years, then it will be time to build wealth and give like crazy!

Thank you, Dave, for everything you've taught me because without you I'd still be living paycheck to paycheck, without any hope.

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